Pet Insurance is a relatively new concept. Many Yorkie owners might not see the importance behind it but it can, at the end of the day, save your pets life.
It is also a lot like the insurance we would take out for ourselves. As with everything, there is a wide choice available.
Starting an insurance policy for your Yorkshire Terrier is a great idea. There are many different policies so you will have a bit of investigating to do, but remember to read the small print and ask as many questions as you possibly can.
With all the available policies online you could be well on your way to arranging a payment within a couple of hours but don’t rush it. Take your time and read the following information before you decide on going for it.
Veterinarian bills do range in terms of cost but when you add them up you usually looking at a small fortune. Especially when your pet gets older and you are in the position where you will want to do everything you possibly can to keep it alive and well.
No matter how healthy your dog is there is always the chance that something might happen to it. I know, its not a nice thing to think about but you have to be realistic, you owe it to yourself and your dog. Do not deny that accidents do happen.
If your pet is young then you have time on your hands in terms of what is most likely to happen to your pet. As with humans, dogs do develop physical problems during the latter years of their lives. Whereas earlier on in their lives it is easier to treat them as they get older it does become a lot harder, especially with recovery times.
The many policies cover similar basic needs but will vary in price and availability. For example, you can pay for a plan that covers accidents and illness, MRI, CAT Scans and X-Rays, Surgeries, Cancer Treatments, Prescription Medication, Hospitalization. This would be a typical ‘basic’ plan.
Pet Insurance is also available in a more complete package. Take the plan mentioned above and include the following; Vaccinations, Heartworm Protection, Annual Exam, Prescription Flea Control, Spay & Neuter.
Getting coverage for the more common necessities is all very good but what about the unknown. Do not get an insurance that wont cover unforeseen circumstances. What happens if your Yorkie falls and breaks a bone or gets a joint injury? A good pet insurance policy will cover all of these possibilities.
Although it is best to start insuring your pet when it is young you can still get insurance for pets that are over 8 years old. However, you will need to provide medical records in order to do this. If you have a young dog then my advice to you is to start looking right away. Insurance for younger dogs is cheaper and its best to get a policy underway so that you are prepared.
By being responsible and keeping to veterinary appointments every year you are doing your Yorkshire Terrier a great service. The state of their health will be kept at a good level. When keeping to this and the proper feeding and grooming procedures your dog is less likely to be affected by disease. Pet Insurance covers the unknown, the diseases that we haven’t had to deal with yet.
On the other hand, if you think that getting your pet insured is not for you because the costs are too high or you are not satisfied with what is on offer, then the next best thing to do would be to save some money for emergencies. Either put away a small amount every month or keep a credit card to one side.
Pet Insurance is a sure way of providing the best care for your dog when the unexpected happens. Enjoy your Yorkie in both the short and long run by buying Pet Insurance as soon as possible, it could save your dogs life.